XRP Poised to Dominate as the World’s Reserve Bridge Currency – Experts Weigh In

Could XRP become the backbone of global cross-border payments? One expert thinks so—and the implications are massive.

Forget stablecoins and CBDCs. If Ripple’s native token fulfills its promise, it might just render traditional correspondent banking obsolete.

Here’s why:

Speed, Cost, and Scale

XRP settles transactions in seconds at a fraction of traditional costs. Banks love efficiency—especially when it saves them billions in liquidity overhead.

The Regulatory Edge

Unlike some crypto projects playing regulatory whack-a-mole, Ripple’s years-long SEC battle ironically gave XRP something priceless: legal clarity. A rare win in this space.

The Skeptic’s Take

Of course, Wall Street won’t surrender its FX revenue without a fight. And let’s be real—since when do financial incumbents embrace disruption unless forced?

One thing’s certain: if this plays out, the phrase ‘banking hours’ might finally join ‘fax machine’ in the financial relic graveyard.

Oliver Michel, the CEO of Tokentus Investment AG, has expressed his confidence in XRP. He said that it could become the “world’s reserve currency” to facilitate fast and low-cost cross-border payments. Michel also discussed Ripple’s role in evolving as a global finance system. 

Can XRP Emerge as “World Reserve Currency”? 

As the demand for more efficient cross-border payment systems grows, XRP has increased its infrastructure with blockchain-based technology. This could help crypto users to operate businesses with traditional banking systems more feasibly. 

Michel said, “Ripple is there with its offer, and when the time is right for Ripple, then it can definitely become the World Reserve Bridge Currency.” 

He further argues that the central banks are accelerating their efforts to implement central bank digital currencies (CBDC) instead of working on establishing a stable economic system. If this cycle continues, then the global banks will not have any option but to rely on existing blockchain infrastructure like Ripple. 

Oliver Michel, CEO of a prominent German blockchain venture capital firm, suggests that XRP could emerge as the “World’s Reserve Bridge Currency.”

With growing global demand for efficient cross-border transactions, XRP is increasingly viewed as a key player on the… pic.twitter.com/9dKepHMVg3

Ripple’s Ambition to Pose as a Global Bridge of Digital Currencies 

Ripple has currently established itself as a bridge between national and digital currencies through XRP. This enables XRP to pose as a neutral settlement asset capital that links various fiat and digital currencies, reflecting Ripple’s pivotal role in global finance. 

Ripple continues to develop the platform to coexist with SWIFT. It seeks to resolve the issues in cross-border digital currency payments. With blockchain technology and XRP’s capability, Ripple continues to modernize itself to serve as the key instrument in digital and fiat currencies. Additionally, the move also seeks to increase the adoption and participation rate of the XRP. 

The Wellgistics Health, a Nasdaq-listed pharmaceutical startup, has adopted XRP Ledger (XRPL) for financial and operational processes.