Ripple Lawsuit Nightmare: Judge’s Ruling Pushes Final Verdict to 2027

The crypto industry's longest-running legal soap opera just got renewed for another season.

Ripple's battle with the SEC—already dragging into its fifth year—could stretch to 2027 after a federal judge denied a critical motion this week. Here's why this matters for XRP holders and the broader market.

The Never-Ending Story

Court documents reveal the judge's latest decision effectively guarantees at least two more years of legal wrangling. The SEC's persistence suggests regulators would rather burn taxpayer money than admit their shaky regulatory framework.

Market Impact

XRP prices barely flinched on the news—proof that traders now treat regulatory uncertainty as background noise. Meanwhile, Wall Street banks continue settling actual fraud cases for pennies on the dollar while crypto gets the microscope treatment.

The case that was supposed to bring 'regulatory clarity' now risks becoming crypto's version of Jarndyce v. Jarndyce. Only in finance do we call this 'progress.'

There’s a big update in the Ripple vs SEC case. Judge Analisa Torres has officially rejected a request from both Ripple and the SEC. They had asked the court to allow them to move forward with a private settlement, hoping it would cancel out the court’s earlier judgment. But the judge made it clear that private deals don’t erase public court decisions.

In her ruling, Judge Torres explained that her judgment was made based on the law, and since those laws haven’t changed, there’s no reason for her decision to change either. She also pointed out that Ripple and the SEC don’t have the power to ignore a final court ruling. If they want to settle, they’ll need to either drop their appeals and accept her decision or continue through the appeal process.

#XRPCommunity #SECGov v. #Ripple #XRP BREAKING: Judge Torres has denied the parties’ Motion for an Indicative Ruling. pic.twitter.com/9AMhGcQUsU

Crypto attorney Fred Rispoli weighed in on social media, giving some insight into what might happen next. He said both sides have to submit a status report to the 2nd Circuit Court in August. That report will reveal whether they plan to MOVE forward with the appeal, which could keep the case going until late 2026 or early 2027, or if they’ve reached a settlement.

According to Rispoli, settlement is the most likely outcome and expects we could hear about it by the end of July or early August this year. For now, everyone’s waiting to see what the next move will be in this closely watched legal battle.

Attorney Bill Morgan also took to social media and wrote, “But as the judge points out the parties can just agree to settle by withdrawing the appeals. As I said in a post a few hours ago they could’ve done that any time over the last two months but Ripple wanted more. It wanted the injunction dissolved.”