Ripple’s RLUSD Stablecoin Skyrockets Following GENIUS Act Green Light

Regulatory winds shift in Ripple''s favor as Congress unlocks stablecoin momentum.

The GENIUS Effect: How Washington Just Fueled Crypto''s Next Phase

Lawmakers handed the industry an unexpected win today—proving even broken clocks are right twice a day when it comes to crypto regulation. Ripple''s RLUSD now stares down a runway cleared by bipartisan support, while TradFi banks scramble to rewrite their anti-stablecoin playbooks.

Liquidity Tsunami Incoming

Market makers are already repositioning for what analysts predict could be the most significant dollar-pegged asset rollout since Tether''s controversial rise. The real question? Whether Wall Street will finally admit they need blockchain rails—or keep pretending their 1970s-era settlement systems ''work just fine.''

The U.S. Congress has officially passed the GENIUS Act, a historic piece of legislation that brings clear regulations to stablecoins. This decision is expected to fuel adoption of RLUSD, Ripple’s stablecoin built on the XRP Ledger (XRPL)—and indirectly boost XRP’s price and utility.

Let’s break down how this law changes the game for stablecoins, and what it means for Ripple, RLUSD, and XRP holders.

GENIUS Act Brings Regulatory Clarity to the $261 Billion Stablecoin Market

The stablecoin market is now valued at $261.5 billion, led by:

• Tether (USDT) – $155.4B
  
• USD Coin (USDC) – $61.4B
  
• USDS, BSC-USD, USDE, DAI – Remaining top contenders

Passed with a 68-30 vote, the GENIUS Act sets new standards for audits, reserves, and licensing, ending the Wild West era for stablecoins.

Senator Bill Hagerty, who backed the bill, called it “a new era of payments,” emphasizing its potential to make transactions faster and cheaper across the financial system.

What the GENIUS Act Means for Trust and Transparency

Until now, stablecoins faced regulatory uncertainty, deterring institutional adoption.

The GENIUS Act changes that by requiring:

• Full reserve backing
  
• Independent audits
  
• Strict licensing

This means stablecoin issuers must prove they hold enough assets to match what they issue—restoring public and institutional trust.

Why RLUSD Could Become a Top Institutional Stablecoin

A recent post on X by crypto expert SMQKE explained that RLUSD is designed with GENIUS compliance in mind.

This opens the doors for:

• Banks
  
• Asset managers
  
• Global corporations

to adopt RLUSD, as it meets regulatory requirements they demand before integrating crypto into operations.

More RLUSD Usage = More XRP Burned = Higher XRP Price?

Here’s where XRP benefits:

• RLUSD operates exclusively on the XRP Ledger
  
• Every RLUSD transaction burns a small amount of XRP
  
• This reduces XRP supply over time

In economic terms, less supply plus growing demand often leads to higher prices.

So, increased RLUSD usage could fuel XRP’s long-term value.

XRP Price Trend

• 1-Year Growth: +441.6%
  
• Last 30 Days: -7.5%.

Despite a recent dip, long-term sentiment remains bullish, especially with real-world use cases like RLUSD gaining traction.

RLUSD vs CBDCs: A New Digital Payments Race?

Crypto expert SMQKE also pointed out that regulated stablecoins like RLUSD now have an edge over government CBDCs (central bank digital currencies).

With regulatory clarity, RLUSD can:

• Launch faster
  
• Scale globally
  
• Compete as a secure, trusted payment solution

This puts Ripple and XRP in a stronger position to compete in the evolving digital finance landscape.

The GENIUS Act is a major win for Ripple’s RLUSD, institutional adoption, and XRP holders. As stablecoin rules get clearer, XRP Ledger’s role in compliant digital finance is growing fast.

Keep an eye on RLUSD adoption and XRP’s burn rate—this could be the fuel for the next big XRP rally.