XRP News Today: XPFinance Presale Frenzy—Analysts Predict 10% Hard-Cap Grab in 48 Hours
Move fast or regret it—XPFinance’s presale is heating up faster than a memecoin pump. Here’s why institutional sharks and retail degens alike are circling.
FOMO Triggers Flood of Capital: Early-stage backers report unprecedented demand, with whispers of a 10% hard-cap hit within two days. When crypto’s sleeping giants wake up, they don’t sip coffee—they drain the pot.
The XRP Connection: Tapping into Ripple’s battle-tested liquidity corridors, XPFinance isn’t just another DeFi pretender. Real utility? In this market? Don’t act surprised when VCs start elbowing in.
Cynical Take: Of course this drops during a sideways market—nothing fuels presale mania like bored money chasing the next ’narrative.’ But hey, at least the tokenomics white paper has pie charts this time.

XRP is staging a quiet comeback after the recent market dip, buoyed by Ripple’s headline-grabbing Chipper Cash partnership, a reported $10 billion offer for USDC issuer Circle, and whispers of an XRP ETF.
Add Ripple’s $25 million RLUSD pledge to U.S. schools, and it is clear fresh capital is on its way to the XRP Ledger (XRPL), that capital needs yield, andis positioning itself as the place to earn it.
Today, 8 May 2025 at 16:00 UTC,kicks off a limited-time presale for, the utility token powering XRPL’s first fully non-custodial lending and borrowing protocol.
Researchers believe 10 % of the 60 million presale allocation could be gone within 48 hours, citing early whale activity and fast-growing community metrics as more than 150 members have already piled intobefore a single token is sold.
Why You Cannot Afford To Miss the $XPF Presale
Xpfinance brings tried-and-tested DeFi lending to XRPL for the first time.
Every loan, repayment, and liquidation executes on-chain in seconds, eliminating the custody and transparency risks that plague centralized “earn” platforms.
Holders who stakereceive a share of protocol fees paid directly in XRP, benefit from lower borrowing rates, and steer the roadmap through on-chain votes.
$XPF is hard-capped at 200 million tokens. Thirty percent (60 million) is on offer tomorrow; the rest is locked into community incentives, liquidity, and long-vested team allocations, no surprise minting down the road.
After the presale closes, $XPF lists on Magnetic and XP Market at a target pricethan the presale level, giving early buyers instant upside and DEEP liquidity from day one.
DeFi history shows the first lending market on any chain tends to capture sticky total value locked (TVL). Securing a position early means enjoying fee share as volume compounds.
XPF Presale Details
- Launch Date: 8 May 2025, 16:00 UTC
- Presale Allocation: 60 million $XPF (30 % of total supply)
- Presale Pricing: Fixed price; 1 XRP = 200 XPF
- Hard Cap: 60 million $XPF sold for 30 days.
- Exchange Listing: Magnetic & XP Market immediately after sale, ~30 % higher price target
Analysts expect the first 6 million tokens (10 % of the hard cap) to be subscribed within two days, so hesitation could mean paying more on the open market.
How To Join The Xpfinance Presale in Four Simple Steps
on Coinbase, Binance, Bybit, or any leading exchange.
XRP to a self-custody XRPL wallet (Xaman, XUMM, or Ledger).
, visit the official presale portal shared on X (@xpfinancexrp) and Telegram, then send your contribution to the presale address.
; tokens airdrop automatically to your wallet when the sale ends.
No complex KYC hoops, just a straightforward on-chain contribution at the best price $XPF will ever see.
A Gateway for Institutional XRP
With Ripple courting institutions through potential ETFs and global payment rails, a native, trust-minimized money market becomes critical infrastructure.
is ready to capture that demand, and the presale offers the only chance to enter below market listing levels.
Followon X, jump into the Telegram hub at, and set a reminder for 16:00 UTC.
If analyst projections hold, tomorrow’s window could close faster than anyone expects.
- Website: https://xp.finance
- X: https://x.com/xpfinancexrp
- Telegram: https://t.me/xpfinancexrp
- Email: [email protected]