Wall Street Welcomes First-Ever XRP Income ETF – A Game Changer for Crypto Investors
Wall Street's latest crypto play drops today—an XRP-linked income ETF promising 'yield without the headache.' Because what the market needed was another way to bet on Ripple's legal rollercoaster.
The fund tracks XRP staking rewards and lending yields, packaging them as a tidy dividend stream for institutional investors who'd rather not touch a wallet. No keys, no problem—just quarterly payouts and a 1.5% management fee.
Analysts are split: bulls call it 'the bridge between TradFi and crypto's passive income revolution,' while skeptics note the SEC's ongoing lawsuit could turn this ETF into a pumpkin overnight. Either way, it's proof Wall Street will securitize anything—even an asset whose legal status hinges on a judge's coffee intake that morning.
Amplify ETFs has officially announced that its new XRP-linked premium income fund, trading under the ticker XRPM, will launch on November 18, 2025. The ETF will be listed on the Cboe BZX Exchange and will open through a New Issue Auction at 9:30 a.m. ET, giving traditional investors a regulated doorway into XRP-related returns without holding the asset directly.
XRPM will list on the Cboe BZX Exchange under the CUSIP 032108375 with a reported net asset size of $750,000 and 30,000 shares outstanding at launch. The total expense ratio is set at 0.75 percent. Cboe confirmed that the ETF meets all requirements under the Exchange Act of 1934 and will be quoted on SIAC Tape B for full market visibility.
Why XRPM Stands Out
According to Amplify, the XRPM ETF aims to combine xrp price appreciation potential with a high-income options strategy. The fund targets a 36 percent annualized option premium income while still maintaining exposure to 40 to 70 percent of XRP’s upside performance. Instead of directly purchasing XRP, the ETF will gain exposure through XRP-based exchange-traded products, futures, and covered call options to generate consistent monthly payout opportunities.
Weekly Options and Monthly Income
The strategy behind XRPM revolves around weekly covered call writing, which allows four times more premium-collection opportunities compared to traditional monthly options strategies. Amplify describes this as a way to “harvest volatility,” meaning that short-term price movements in XRP can be converted into recurring income. The fund aims to distribute income monthly, positioning it as an appealing product for yield-focused investors seeking crypto-linked payouts.
Institutional Significance
The approval and launch of XRPM arrives at a time when demand for regulated, yield-enhanced crypto exposure is increasing. By offering a structured, compliance-ready ETF tied to XRP performance, XRPM acts as a new bridge between institutional finance and digital assets. Its debut highlights the growing trend of turning crypto volatility into a mainstream investment income opportunity.
