Coinbase Disrupts Payments: Stablecoin Commerce Goes Mainstream in 2025

Wall Street's worst nightmare just got sharper teeth. Coinbase—the crypto giant that won't quit—just flipped the switch on instant stablecoin payments for e-commerce. No more waiting for bank settlements. No more Visa middlemen taking their cut.

The move slashes transaction times from days to seconds, leveraging USD Coin's (USDC) $30B market cap to bypass traditional rails. Merchants get paid instantly. Consumers avoid credit card surcharges. And the old-guard banks? Left holding their 3% processing fees like Blockbuster late fees in a Netflix world.

One cynical observer noted: 'Finally, a use case for crypto that doesn't involve aping into memecoins during a bull run.' The service launches with 50+ merchants—because nothing says 'adoption' like being able to buy artisanal NFTs and organic kale with the same digital dollar.