BREAKING: Amundi & Spiko Launch Tokenized Fund - Europe’s Largest Asset Manager Enters Blockchain Finance

Europe's largest asset manager Amundi has issued a stark warning to traditional finance markets with its sudden entry into tokenized finance, launching the SAFO Tokenized Mutual Fund in partnership with fintech leader Spiko. The €2.3 trillion AUM giant's move signals a potential 10% correction in conventional fund structures as blockchain adoption accelerates. This seismic shift by a mainstream institutional heavyweight validates tokenization's disruptive potential, marking the most significant traditional finance embrace of blockchain technology to date.

The new Amundi & Spiko Launch Tokenized Fund is powered by Chainlink technology, marking a significant step in the growing real-world asset (RWA) tokenization trend.

Amundi & Spiko Launch Tokenized Fund With 24/7 Liquidity

SAFO, or Spiko Amundi Overnight Swap Fund, is described as Europe’s first digitized UCITS overnight swap investment vehicle. It works as a cash-like product with 24/7 liquidity and near-instant settlement. 

The SAFO trust uses fully collateralized total return swaps with major banks to generate yields slightly above risk-free rates, while maintaining strong liquidity.

It supports multiple currencies, including EUR, USD, GBP, and CHF, and runs on blockchain networks like Ethereum and Stellar.

With an initial commitment of around $100 million, this investment product launch targets corporate treasury and institutional investors seeking efficient cash management solutions.

How Chainlink Support This Module: $LINK Blockchain Role

Amundi blockchain-based mutual funds' integration with Chainlink technology makes it unique. It helps record the SAFO’s net asset value (NAV) directly on-chain and supports secure cross-chain transfers.

This setup allows:

• Automated data updates

• API and smart contract access

• Borderless transfer with near-instant settlements

• Seamless interaction with digital finance platforms

• Real-time transparency through on-chain records

With this, institutional investors can move funds faster and more efficiently compared to traditional systems, by offering a cash-like instrument with modern blockchain benefits.

Institutional Adoption Drives Tokenization Boom

With the Amundi & Spiko SAFO Tokenized Fund, large financial players are showing confidence in blockchain infrastructure, reflecting a broader trend where traditional finance is rapidly adopting blockchain-based solutions.

According to industry data, the on-chain real-world asset (RWA) market has grown to over $27 billion in on-chain value, with projections suggesting it could exceed $100 billion by the end of 2026.

Major institutions are now exploring tokenization to gain:

• Faster settlement times

• Global distribution

• Continuous market access

For investors and institutions, SAFO on Chainlink signals a future where financial markets operate faster, more transparently, and without borders.

This is for informational purposes only and not financial advice. Crypto investments are volatile—always do your own research.