Crypto Lending Pioneer Figure Quietly Files for IPO—Wall Street’s About to Get a Blockchain Reality Check

Silicon Valley meets Wall Street as Figure Technologies—the blockchain-based lending disruptor—drops its confidential IPO paperwork. No price range, no target valuation—just a quiet power move that could force traditional finance to finally take decentralized lending seriously.

Why this matters:

Figure’s IPO isn’t just another tech debut. It’s a Trojan horse—proof that blockchain infrastructure can handle nine-figure loan portfolios while cutting settlement times from days to minutes. The same old banks still think ‘DeFi’ means ‘definitely failing’—meanwhile, Figure’s reportedly originated over $8B in loans using its Provenance blockchain.

The cynical take:

Watch Goldman Sachs suddenly ‘discover’ blockchain lending circa 2026—right after their third round of layoffs. Innovation always starts as rebellion… until it becomes their new revenue stream.