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BREAKING: U.S. Housing Regulator May Soon Accept Crypto for Mortgage Approvals

BREAKING: U.S. Housing Regulator May Soon Accept Crypto for Mortgage Approvals

Author:
CoindeskEN
Published:
2025-06-24 08:45:18
9
3

U.S. Housing Regulator Could Let Crypto Be Considered in Mortgage Applications

Hold onto your hardware wallets—traditional finance might finally be catching up. The U.S. housing regulator is reportedly considering allowing cryptocurrency holdings to factor into mortgage applications. Talk about a plot twist for the 'proof-of-work' generation.


From Meme to Mortgage?

If approved, this move would mark a seismic shift in how lenders assess borrower liquidity. No more sidelining your Bitcoin stack when applying for that suburban dream home—your digital assets could soon carry real-world weight. The irony? Banks spent years dismissing crypto as 'too volatile'... until they realized they wanted a slice of the pie.


The Fine Print (Because There Always Is One)

Expect strict valuation frameworks—regulators won’t treat your Dogecoin stash like a 401(k). Liquidity proofs, exchange verifications, and probably a mountain of paperwork. But hey, at least it beats selling your ETH at a loss to please some underwriter.


Closing Thought:
Nothing accelerates institutional adoption like the scent of origination fees. Welcome to the future, where your ledger might outshine your credit score—assuming the SEC doesn’t flip the table first.

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