Stablecoins to Dominate: $1 Trillion Annual Payments by 2030, Says Keyrock

Stablecoins aren't just surviving—they're on track to eat traditional finance's lunch. Market maker Keyrock just dropped a bombshell projection: dollar-pegged crypto will process over $1 trillion in annual payments by 2030.

The quiet revolution in plain sight

While Wall Street obsesses over ETF flows, stablecoins are silently becoming the plumbing of global finance. No banking hours. No SWIFT delays. Just borderless value moving at internet speed.

Why this hurts legacy players

Every stablecoin transaction bypasses correspondent banking fees—and that's giving financial incumbents night sweats. The $1 trillion milestone would represent roughly 1% of global cross-border payments... and growing fast.

The cynical take? Banks will probably lobby to 'protect consumers' right as they lose their 200-basis-point vig on every international wire. Too late—the genie's out of the bottle.

Given the opportunities, the authors forecasted that every major fintech firms will eventually integrate stablecoin infrastructure over the few next years, just as software-as-a-service (SaaS) tools became ubiquitous.

In practice, that could mean wallets and payment platforms moving value on-chain, treasury desks holding stablecoins and deploying for a yield and merchants settling instantly in multiple currencies.

The rapid growth of stablecoins, which have a market cap of $260 billion, could also have Ripple effects on monetary policy. Stablecoin supply could reach 10% of the U.S. M2 money supply in a bull case, up from 1% today, and represent roughly a quarter of the U.S. Treasury bill market and influence how the Federal Reserve manages short-term interest rates.