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Lummis Pushes Game-Changing Bill: Crypto Assets as Collateral for US Mortgages

Lummis Pushes Game-Changing Bill: Crypto Assets as Collateral for US Mortgages

Author:
Coindesk
Published:
2025-07-29 17:31:35
11
1

New Lummis Bill Would Back Effort to Ensure Crypto Assets Can Justify U.S. Mortgages

Crypto just got a seat at the American Dream table—Senator Lummis wants your Bitcoin to count as mortgage collateral. Finally, digital assets might unlock more than just memecoin gains.

The bill could force lenders to recognize crypto holdings alongside traditional assets—assuming they can stomach the volatility. Because nothing says 'stable investment' like an asset class that swings 20% before breakfast.

Wall Street's already sweating the details. How do you appraise a DeFi position? What happens when the Fed tweets and your down payment evaporates? Grab the popcorn—this regulatory showdown will be better than a Coinbase outage.

|Square

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