XRP Volatility Skyrockets—13% Price Swing Looms as Crypto Week Hits Capitol Hill

XRP's options market just went supernova—implied volatility signals a potential 13% price earthquake as Washington gears up for Crypto Week.

Wall Street's sweating while crypto traders lick their chops.

When Congress starts talking digital assets, buckle up for fireworks. The last time politicians 'understood' blockchain, we got a 40-page bill that accidentally banned WiFi routers.

This volatility spike isn't just noise—it's the market pricing in regulatory theater at its finest. Either we get clarity (bullish) or another can-kicking session (also bullish, because deferred pain is crypto's favorite fuel).

Place your bets: Will the 13% swing be a moonshot or a flush? Either way, the OGs know—volatility is just opportunity with better marketing.

The sharp rise in XRP's implied volatility comes as the U.S. House of Representatives is set to review three major bills this week that could shape the digital assets industry.

The first is the GENUIS Act, which, if passed, WOULD require stablecoin issuers to hold liquid reserves, accept annual independent audits and publish monthly transparency reports.

Also on the table is the CLARITY Act, which will clarify whether cryptocurrencies fall under the SEC or the CFTC's purview. Lastly, there is the Anti-CBDC Surveillance Act, which will prohibit the Federal Reserve from issuing a retail central bank digital currency. XRP, declared as a strategic U.S. asset by the SEC, stands to benefit from regulatory clarity.

"The GENIUS Act and CLARITY Act are especially important for setting institutional ground rules — clarifying how stablecoins should be issued and overseen, and formally defining the roles of the SEC and CFTC in overseeing crypto markets. Together, these steps address one of the Core barriers to institutional participation: legal uncertainty," Javier Rodriguez-Alarcón, the chief investment officer at crypto liquidity provider XBTO, said in an email.

He added that the rulebook clarity will make long-term capital deployment viable, aligning the world's largest economy with processes underway in regions like the UAE, where "defined frameworks are already unlocking tokenized markets."

"If passed, these bills could open the door to wider stablecoin adoption, regulated tokenization, and on-chain financial products with full legal backing," he noted.

Volatility is direction-agnostic

Note that the implied volatility is direction-agnostic, meaning the expected 13% swing may not necessarily be bullish and can unfold in either direction.

That said, XRP is currently exhibiting strong bullish momentum, trading over 5% higher on the day at $3, the level not seen since early February, according to CoinDesk data.