JPMorgan Predicts $500B Stablecoin Boom by 2028—But Crypto Bulls Say ’Think Bigger’

Wall Street's crystal ball gazes at stablecoins—and sees a $500 billion future. JPMorgan's latest forecast paints a bullish picture for dollar-pegged tokens, but crypto natives are already scoffing at the 'conservative' estimate.

The Institutional Take

Analysts at the trillion-dollar bank project steady growth, citing regulatory clarity and institutional adoption as key drivers. Yet their 2028 target lands far below the moon-shot predictions of DeFi maximalists.

The Crypto Counter

‘Try adding a zero,’ quips a pseudonymous trader on X. ‘JPMorgan still thinks in bank ledgers while we’re building internet-native settlement layers.’ The jab highlights the widening gulf between traditional finance’s incrementalism and crypto’s exponential mindset.

One thing both sides agree on? Stablecoins are eating finance—one blockchain transaction at a time.