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BREAKING: U.S. Housing Regulator May Soon Accept Crypto for Mortgage Approvals

BREAKING: U.S. Housing Regulator May Soon Accept Crypto for Mortgage Approvals

Author:
Coindesk
Published:
2025-06-24 08:45:18
7
1

U.S. Housing Regulator Could Let Crypto Be Considered in Mortgage Applications

Hold onto your hardware wallets—the American dream might just get a blockchain upgrade.

The U.S. housing authority is flirting with the idea of letting Bitcoin and altcoins count toward your mortgage application. Finally, your ‘HODL’ strategy could pay off in real estate.


From memes to mortgages

No more liquidating your ETH stash for a down payment? Regulators are waking up to what crypto natives knew all along: digital assets are legit collateral. Even if Wall Street still thinks NFTs are just monkey jpegs.


The fine print

Expect volatility clauses, stablecoin preferences, and enough compliance paperwork to make a DeFi dev’s head spin. But hey—it beats selling during a dip to qualify for that 30-year fixed.

Closing thought: Nothing says ‘financial revolution’ like tying your shitcoin gains to the most traditional debt instrument imaginable. The banks win again—just with extra steps.

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