Minna Bank Joins Forces with Solana Japan: The Future of Frictionless Digital Payments Is Here
Breaking the mold of traditional finance, Minna Bank and Solana Japan just dropped a partnership that could rewrite the rules of digital transactions.
Why this matters: Banks playing nice with blockchain? That’s like a taxi company embracing Uber—except this time, it might actually work.
Speed meets stability: Solana’s notorious throughput (we’re talking 50,000 TPS) gets a real-world test drive through Minna’s established banking infrastructure. No more ‘network congestion’ excuses when buying your morning coffee with crypto.
The fine print: While legacy banks still treat digital assets like radioactive waste, Minna’s gamble could force Japan’s FSA to finally update its 20th-century rulebook. Watch for ‘regulatory hurdles’—finance-speak for ‘we’ll slow-roll innovation until our lobbyists say otherwise.’
Bottom line: If this collab delivers even half its potential, your grandkids might laugh that people once waited 3 business days for cross-border payments. Assuming they’re not too busy mining memecoins on their neural implants.
$150 Japan, and TIS, has announced its plans to venture into the realm of daily payment services using blockchain-based stablecoins and Web3 wallets. As per the announcement made on July 4, 2025, the alliance intends to evaluate new models that promise speed and efficiency, aiming to cater to both consumers and businesses with user-centric financial experiences.
ContentsTransfer of Value in the cryptocurrency EconomyRebuilding User Experience with Web3 Wallets
Transfer of Value in the Cryptocurrency Economy
Thanks to Fireblocks’ renowned digital asset custody infrastructure, Minna Bank plans to test the instant swapping and finalization of stablecoins on the blockchain for domestic transactions in Japan. Leveraging solana Japan’s high transaction capacity and TIS’s expertise in payment integration, the bank will conduct transactions in close-to-real scenarios.
Michael Shaulov, Co-Founder and CEO of Fireblocks, emphasized that stablecoins radically change value transfer in the cryptocurrency economy, offering new efficiencies for both consumers and businesses. According to experts, a 24/7 payment LAYER could significantly reduce card commissions and cross-border fees.
Rebuilding User Experience with Web3 Wallets
The collaboration not only focuses on speed but also explores integrating Web3 wallets into banking applications. Minna Bank plans to assess the potential of matching traditional account identities with on-blockchain addresses, allowing users to make crypto-backed payments with just a click and without any transaction fees. Fireblocks will safeguard the custody keys while offering a user-friendly wallet experience through intuitive interfaces.
The Solana Japan team notes that the network’s instant finality feature, supporting tens of thousands of transactions per second, will offer a significant advantage in banking tests. TIS will ensure that pilot payments via POS systems and e-commerce infrastructure fully comply with Japan’s payment services regulations through diligent reporting.
The parties have stated that the exploration will persist in a test environment until the end of the year, with findings shared with the Japan Financial Services Agency. If pilot outcomes prove favorable, Minna Bank plans to offer its blockchain-linked stablecoin indexed to the Japanese yen to select individual clients by early 2026.
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