Trump’s Cryptic 2025 Victory Ignites Radical Economic Transformation—Crypto Markets Roar

Washington shakes as Trump’s surprise win triggers financial upheaval—traditional markets reel while digital assets surge.

The New Gold Rush: Bitcoin and Ethereum spike double-digits as investors flee fiat uncertainty. Wall Street’s old guard scrambles to decode the implications.

Policy Whiplash: Treasury yields swing wildly amid rumors of a Fed overhaul. "They’re printing exit strategies," quips a crypto trader watching stablecoin volumes hit ATHs.

DeFi’s Dark Horse: Privacy coins and decentralized platforms see record inflows. Meanwhile, bank stocks tumble—because nothing says 'trustless system' like a 20% overnight drop.

The era of 'America First' meets 'Crypto First'—and the suits aren’t invited to the afterparty.

Major Developments in Cryptocurrencies

Recently, a notable trend emerged among large American banks as they started considering cryptocurrencies for credit collateral and risk assessment. However, the latest revelation overshadows previous updates, signifying a monumental shift in the financial landscape.

The Federal Housing Finance Agency (FHFA) has instructed Fannie Mae and Freddie Mac to incorporate cryptocurrencies in their mortgage assessment processes. This decision paves the way for cryptocurrencies to be recognized as collateral for securing mortgages, heralding a game-changing era in the real estate sector.

FHFA Director Bill Pulte has publicly announced via his X account: “Following extensive research and President Trump’s vision of transforming the United States into the world’s cryptocurrency capital, I have today instructed Fannie Mae and Freddie Mac to start recognizing cryptocurrencies as permissible assets for mortgage purposes.”

The Impact of the New Directive

The directive contains pertinent information stating that cryptocurrencies have emerged as a novel asset class, offering wealth creation opportunities beyond stock and bond markets. The FHFA assesses that including cryptocurrencies as reserve assets in mortgage credit risk evaluation processes can broaden the spectrum of knowledge regarding reserves and other asset classes, thus facilitating sustainable home ownership for borrowers with credit access.

Fannie Mae, a government-sponsored enterprise, acquires mortgage loans from banks to provide liquidity, facilitating these transactions. Freddie Mac, established in 1970, operates under government supervision and performs similarly to support the housing market.

This mandate applies to a single housing unit, such as detached homes, illuminating the substantial role that cryptocurrencies are set to play in revolutionizing mortgage securities. This encompasses significant entities that drive the housing finance system in the United States.