White House Launches Crypto Team to Shape Regulation - Here’s What It Means for Your Digital Assets

Washington's playing catch-up—and finally bringing in the specialists.

The Regulatory Cavalry Arrives

After years of watching from the sidelines, the White House is assembling a dedicated crypto team. This isn't another vague working group—it's a signal that digital assets have moved from fringe curiosity to mainstream policy priority. The move acknowledges what the market already knows: crypto isn't disappearing, so governments need to figure out how to engage with it.

Clarity Versus Control

Every investor's dream? Regulatory certainty. This team could deliver exactly that—or become another layer of bureaucratic friction. The real test will be whether they build frameworks that protect consumers without stifling the innovation that makes this space revolutionary. Past attempts have often felt like traditional finance regulators trying to understand the internet with a 1995 manual.

The Institutional Green Light

Watch Wall Street's reaction closely. Clear rules don't just protect retail traders—they give major financial institutions the confidence to dive in deeper. When compliance departments get comfortable, capital flows follow. This could accelerate the institutional adoption that's been building steadily behind the scenes.

A Global Race for Influence

The U.S. isn't acting in a vacuum. From Europe's MiCA to Asia's evolving approaches, every major economy is scrambling to set the rules of the digital asset game. Whoever gets this right gains immense influence over the future financial system. The alternative? Watching other jurisdictions become the de facto standard-setters.

One cynical take from finance veterans? Governments finally realized there's serious tax revenue here—nothing motivates action like finding a new pocket to pick. The real question isn't whether regulation comes, but whether it's designed for the future or simply replicates the old system's gatekeepers with digital branding.

During the Biden administration, the U.S. government displayed a marked disdain for cryptocurrencies, evidenced by numerous crypto investigations and heavy fines for collapsed projects. However, with Donald Trump assuming office, a shift in approach seems apparent as the White House announces the formation of a so-called “dream team” for cryptocurrency regulations.

Formation of the Cryptocurrency Dream Team

David, Trump’s advisor on artificial intelligence and cryptocurrency, is at the helm of the administration’s crypto policies. Recently, the appointment of Michael Selig as the Chairman of the Commodity Futures Trading Commission (CFTC) completed this team. David Sacks announced the formation of this team via a statement on X, expressing enthusiasm about Selig’s leadership during this pivotal phase for crypto assets. Together with SEC Chairman Paul Atkins, President Trump aims to set clear regulatory guidelines for the 21st century.

Selig expressed gratitude upon his confirmation, emphasizing the unique moment as diverse new technologies and platforms surface, alongside record levels of individual participation in commodity markets. Congress is poised to send a digital asset market structure law, aiming to position the U.S. as the global crypto capital, to the President’s desk. Selig takes pride in overseeing the stability and security of America’s commodity derivative markets during this rapid transformation. Under his leadership, CFTC is set to overcome significant challenges and ensure future innovations originate within America.

The CLARITY Act

The GENIUS Act has been approved and enacted, while the upcoming cryptocurrency law, known as CLARITY, is yet to progress. Defined as the Responsible Financial Innovation Act, CLARITY promises transparency in the crypto market but was delayed due to the holiday season. The Senate Banking Committee is expected to review CLARITY before a vote in January.

Concerns surrounding DeFi are causing hesitation among senators. Despite this, TRUMP advocates for the passage of the law. If the Senate approves by March, then the House representatives might merge similar legislation with CLARITY to create a unified law. The final versions are slated for approval by June, and Trump is expected to see the law before July or August.

In a scenario where the timeline advances rapidly, CLARITY could become law before the midterm elections in 2026. However, if postponed until after the elections, and if Trump loses majority in the Senate and House, the law could be indefinitely shelved, or it might be replaced by a restrictive version aimed more at limitations than regulations. Trump’s commitment to cryptocurrency regulation is evident from how he navigates the CLARITY timeline.