This New Cryptocurrency Costs Less Than $0.04 – But Not for Long: Investors Rush In Ahead of a 20% Price Surge
- What’s the Current Status of MUTM?
- The Vision Behind Mutuum Finance
- Stablecoins, Oracles, and Price Potential
- Why Phase 6 Is the Make-or-Break Moment
- The V1 Launch Timeline and Why It Matters
- FAQs
The DeFi token Mutuum Finance (MUTM) is currently priced under $0.04, but with Phase 6 nearly sold out and a 20% price hike imminent, investors are scrambling to get in early. Having already surged 250% since its launch, MUTM’s innovative lending model, strong security audits, and upcoming V1 launch on Sepolia’s testnet make it one of the most talked-about projects in crypto right now. Here’s why experts believe this could be your last chance to buy at this level.
What’s the Current Status of MUTM?
Mutuum Finance’s MUTM token is currently priced at $0.035 in Phase 6 of its presale, with over 99% of allocated tokens already sold. The project’s transparent pricing strategy has seen steady growth since its inception in early 2025, starting at $0.01 and now boasting a 250% return for early backers. The next phase will see a 20% price increase, pushing MUTM to $0.042, while the official launch price is set at $0.06—a 500% gain for Phase 1 participants.
To date, Mutuum Finance has raised $19.3 million and counts over 18,400 token holders. This growth hasn’t happened overnight; it’s been a gradual climb, reflecting sustained interest rather than fleeting hype. As one analyst put it, “This isn’t a pump-and-dump—it’s a project with real utility and a clear roadmap.”
The Vision Behind Mutuum Finance
Mutuum Finance aims to revolutionize decentralized lending with its dual-model system. Users who supply assets receive mtTokens, which appreciate as borrowers pay interest. Unlike traditional DeFi platforms that rely on token emissions, Mutuum’s rewards are directly tied to protocol performance.
The project also features a unique buy-and-distribute mechanism: a portion of protocol fees is used to purchase MUTM from the open market, which is then redistributed to users who stake their tokens. This creates a virtuous cycle of demand and long-term holding.
Security has been a priority from the start. Mutuum scored 90/100 in its CertiK audit, and Halborn Security will review the final smart contract. A $50,000 bug bounty program further ensures the protocol’s robustness—a critical factor for any DeFi project.
Stablecoins, Oracles, and Price Potential
Beyond lending, Mutuum plans to introduce a native stablecoin and leverage Chainlink’s price feeds for reliable oracle infrastructure. With its limited supply (98% of Phase 6 already distributed) and growing adoption, some analysts predict a 10x surge post-launch.
“The math is simple,” says a BTCC market strategist. “When you combine scarcity with real utility, price appreciation isn’t just likely—it’s practically inevitable.”
Why Phase 6 Is the Make-or-Break Moment
Phase transitions in crypto presales often trigger FOMO, and Phase 6 is no exception. With tokens running out fast, recent weeks have seen whales scooping up $100,000+ positions. The project’s daily ranking system (which rewards top contributors with $500 in MUTM) has further fueled participation.
As one community member noted, “This feels like the last train stop before the price jumps. Everyone’s trying to get a seat.”
The V1 Launch Timeline and Why It Matters
Mutuum’s V1 is set to deploy on Sepolia’s testnet in Q4 2025, featuring liquidity pools, mtTokens, and a liquidation bot—with ETH and USDT as initial supported assets. This marks the shift from development to real-world testing, where valuation models truly get stress-tested.
For investors, the equation is straightforward: limited supply + increasing demand + proven team = potential upside. As the BTCC team observes, “Projects that check all these boxes rarely stay under the radar for long.”
FAQs
What is Mutuum Finance?
Mutuum Finance is a decentralized lending protocol with a dual-reward model and native stablecoin plans.
When does Phase 6 end?
Phase 6 is 99% sold out and could conclude any day, given current demand.
What’s the expected launch price?
$0.06—a 20% increase from Phase 6 and 500% above Phase 1.
Is Mutuum audited?
Yes, by CertiK (90/100 score), with Halborn Security reviewing the final contract.
