Best Ethereum-Based Cryptocurrency to Hold During the Next Bull Run: Shiba Inu (SHIB) vs. Mutuum Finance (MUTM)

• Why Ethereum-Based Tokens Are Gaining Momentum
• Shiba Inu’s Price Struggles: Bears Still in Control
• Mutuum Finance: A DeFi Dark Horse?
• Accessibility Boost: Credit Card Purchases Now Live
• Upcoming Milestones: Testnet and V1 Protocol
• Long-Term Growth Potential
• FAQs

As the cryptocurrency market heats up again, investors are scrambling to identify the most promising assets before the next major rally. Among Ethereum-based tokens, two stand out for very different reasons: Shiba Inu (SHIB), the meme coin that thrives on community hype, and Mutuum Finance (MUTM), a DeFi project gaining traction for its real-world utility. This article dives deep into their prospects, technicals, and why MUTM might be the smarter bet for 2025.

Why Ethereum-Based Tokens Are Gaining Momentum

The ethereum ecosystem continues to dominate decentralized finance (DeFi), with its robust smart contract capabilities attracting innovative projects. While meme coins like SHIB have had their moments, utility-driven tokens like MUTM are increasingly favored for their tangible applications. Data fromshows Ethereum’s DeFi sector growing by 27% year-to-date, underscoring the demand for functional assets.

SHIB has been trading in a descending channel since Q2 2025, recently breaking below critical support at $0.0000093. Analysts atnote that unless it reclaims this level, a drop to $0.0000075 seems likely. "The lack of buying pressure is concerning," says a BTCC market strategist. "While SHIB’s community remains active, its reliance on speculation makes it vulnerable in this market phase."

Mutuum Finance: A DeFi Dark Horse?

MUTM’s presale has raised $18.5M from over 17,810 participants, with Phase 6 (priced at $0.035) 85% sold out. Its undercollateralized lending model—a rarity in DeFi—allows users to borrow without excessive collateral, addressing a key pain point. "This isn’t just another token; it solves actual credit accessibility issues," notes a DeFi researcher.

Accessibility Boost: Credit Card Purchases Now Live

Unlike most presales requiring crypto wallets, MUTM lets investors buy tokens directly via credit/debit cards. This move has onboarded thousands of retail investors, with daily purchases averaging $450K. "It’s like buying stocks—no gas fees, no Metamask headaches," quips an early adopter on Twitter.

Upcoming Milestones: Testnet and V1 Protocol

The project’s Sepolia testnet launch in December will trial its lending smart contracts, a critical step toward mainnet release. The team has also teased partnerships with major liquidity providers, though details remain under wraps. "If they deliver on roadmap promises, MUTM could redefine DeFi lending," suggests a pseudonymous analyst on Discord.

Long-Term Growth Potential

With Phase 7’s price hike to $0.040 imminent, MUTM’s presale momentum suggests strong market confidence. Its scalable model contrasts sharply with SHIB’s speculative nature—while the latter battles resistance levels, the former is building infrastructure. "In my 5 years covering crypto, projects with real utility always outperform in the long run," shares a veteran trader.

This article does not constitute investment advice.

FAQs

Which cryptocurrency has better growth potential for 2025: SHIB or MUTM?

While SHIB relies on meme culture, MUTM’s lending utility positions it for sustained adoption. Market data shows presale projects with functional use cases tend to outperform post-launch.

How does Mutuum Finance’s lending model work?

It allows loans with minimal collateral by pooling lender funds and using algorithmic risk assessment—a novel approach in DeFi.

Can I still buy MUTM at the current presale price?

Yes, but Phase 6 is nearly sold out. The next phase increases the token price by 20% to $0.040.