$100M Falls Short: Why Tokenized Roth IRAs Are the Next Frontier in Crypto Wealth

Crypto's hitting retirement accounts—and traditional finance isn't ready.

Forget boring index funds. The new wave? Tokenized Roth IRAs letting investors park digital assets in tax-advantaged accounts. Even nine-figure portfolios aren't cutting it for whales chasing crypto's upside.

The loophole Wall Street hates

Self-directed IRAs now allow everything from NFTs to DeFi yield farms—provided you enjoy paperwork and audacious IRS interpretations. (Good luck explaining your memecoin staking to a 65-year-old FSA agent.)

Numbers don't lie

That $100M threshold? Topped by early Bitcoin adopters years ago. Now Ethereum maxis and Solana degens want the same tax breaks boomers get on municipal bonds.

This changes everything—until regulators say it doesn't

The SEC's already side-eyeing crypto IRAs like a bartender checking fake IDs. But for now? The loophole's open—and the smart money's rushing in before Congress 'fixes' it.