Blockcast 68 | Ripple’s Evolution: Disrupting Payments to Redefine Global Finance
Ripple just flipped the script—again. What started as a cross-border payments play now threatens to overhaul the entire financial plumbing.
The Pivot That Shook Banking
Forget what you knew about slow, expensive wire transfers. Ripple's tech stack—once laser-focused on payments—now undercuts legacy systems with institutional-grade solutions. Banks that mocked crypto now begrudgingly integrate it.
From XRP Ledger to Full-Stack Finance
The playbook? Leverage blockchain's speed to bypass correspondent banking's 1970s infrastructure. Liquidity hubs. CBDC platforms. Even tokenized assets—all built atop networks that settle faster than Wall Street's morning coffee runs.
The Ironic Twist
Funny how the 'crypto cowboy' now cleans up messes made by overdressed bankers. While traditional finance still charges $50 for failed transfers, Ripple's solutions work—and actually scale. Cue the regulatory tantrums.
One thing's clear: When the suits start copying your homework, you're winning. Even if they'll never admit it.
In this episode of Blockcast, host Takatoshi Shibayama interviews Eric van Miltenberg, SVP of Strategic Initiatives at Ripple, discussing the APEX 2025 conference, Ripple's evolution from a payment-focused company to a broader financial solutions provider, and the future of the crypto industry.
They explore the similarities between the internet boom and the current blockchain landscape, the importance of regulatory clarity, and the potential of tokenization in various sectors. Eric shares insights on Ripple's strategic acquisitions and the company's commitment to addressing real-world problems through innovative technology.
Blockcast is hosted by Head of APAC at Ledger, Takatoshi Shibayama. Previous episodes of Blockcast can be found here, with guests like Davide Menegaldo (Neon EVM), Jeremy Tan (Singapore parliament candidate), Alex Ryvkin (Rho), Hassan Ahmed (Coinbase), Sota Watanabe (Startale), Nic Young (Oh), Jacob Phillips (Lombard), Chris Yu (SignalPlus), Kathy Zhu (Mezo), Jess Zeng (Mantle), Samar Sen (Talos), Jason Choi (Tangent), Lasanka Perera (Independent Reserve), Mark Rydon (Aethir), Luca Prosperi (M^0), Charles Hoskinson (Cardano), and Yat Siu (Animoca Brands) on our recent shows.
🎙️ 🎙️ This podcast provides commentary and discussion on cryptocurrency and related topics. It is intended for informational and entertainment purposes only and should not be construed as financial advice. Guests appearing on this podcast may discuss companies or strategies, but these discussions are not recommendations to buy, sell, or hold any particular asset or pursue any specific strategy. The hosts and guests are not financial advisors, and listeners are urged to consult with a qualified professional before making any investment decisions. Investments in cryptocurrency are inherently risky, and you could lose money.
