Terminus Network & Creditlink Team Up to Supercharge DeFi with On-Chain Credit Expansion

DeFi just got a credit upgrade—no banks required.

Terminus Network and Creditlink are merging forces to crack open on-chain credit for decentralized trading. The partnership aims to inject liquidity where traditional finance fears to tread.

Why it matters: More credit means bigger trades, fewer liquidations, and a shot at mainstream DeFi adoption. Or as Wall Street would call it, 'unsecured risk.'

The mechanics: Smart contracts replace loan officers, collateral gets algorithmic, and credit scores go on-chain. Watch for this to shake up lending pools by Q4 2025.

Bottom line: If this works, TradFi's 'risk management' playbook collects dust. If it fails? Another cautionary tale for crypto Twitter—with zero taxpayer bailouts.

Creditlink, an on-chain credit protocol, has announced a collaboration with Terminus Network, a crypto payment and RWA platform. 

This partnership will enable Terminus Network to carry out an assessment of eligible borrowers and improve fund accessibility for creditworthy users on its platform. On the other hand, Creditlink will use this alliance to widen the growth of the credit sector on-chain.

By Terminus infusing Creditlink’s credit evaluation infrastructure into its RWA network, the two firms are set to bring a SAFE and seamless solution for on-chain credit.

Terminus Integrates Creditlink

Terminus Network is a major payment network committed to connecting crypto assets with traditional financial ecosystems. By providing a safe, seamless QR code payment application, it enables people to initiate efficient digital asset payments across different markets. This advanced infrastructure helps streamline the precise usage of VIRTUAL currencies in real-world applications, enabling virtual assets to be more accessible to a wider community across the globe.

Terminus Network leads an open payment association backed by leading industry partners. The association connects prominent participants in the crypto and traditional finance industries to make cryptocurrency useful in day-to-day transactions.

In the Web3 landscape, trust is crucial. However, even today, the majority of Web3 projects still don’t have an effective approach to flag out whether a customer is trustworthy or not.

Creditlink is in business to resolve this problem. It is working to develop the future of Web3 trust through AI-driven, blockchain credit rating. It empowers DeFi protocols with the next-gen on-chain credit tool.

Through this alliance, Creditlink will conduct credit evaluations on Terminus users and create credit scores accessible inside the Terminus platform. Creditlink’s real-time asset tracking will enable Terminus users’ creditworthiness to be accessible on-chain without disclosing privacy to anyone.

This integration means Terminus will leverage Creditlink’s infrastructure to decrease counterparty default risk, introduce on-chain auditability, and improve transparency on its protocol. This also means DeFi lending institutions that are part of Terminus’ payment association can gain security through Creditlink’s advanced transparency of risk. This will help create a precise picture of any user and validate their creditworthiness while keeping confidential data private.   

Advancing DeFi Lending

This alliance between Terminus Network and Creditlink is a substantial development in decentralized finance. The two firms are dedicated to continued advancement and quality in their offerings, aiming to fulfill the rising needs of this investment landscape.

The alliance between Terminus and Creditlink aims to widen their efforts to reach a broader community. By teaming up, the two companies use their strengths in promoting the accessibility of on-chain credit scoring and DeFi assets worldwide.

Together, the two firms strive to grow their audience by increasing awareness about the importance of on-chain credit rating and DeFi assets.