Ripple’s $7 Trillion Valuation Horizon: What Would That Mean For XRP Price?
Forget moonshots—Ripple's aiming for a galaxy. The payments giant's hypothetical climb to a $7 trillion valuation isn't just a number; it's a seismic event that would rewrite the rules of global finance.
The Math Behind The Madness
Let's talk supply and demand. With a fixed supply of 100 billion XRP, a $7 trillion network valuation creates a simple, explosive equation. Divide that eye-watering figure by the total tokens, and you land at a price point that would make today's charts look like flatlines. It's arithmetic with attitude.
Beyond The Token: The Infrastructure Play
This valuation isn't about speculative fervor—it's a bet on infrastructure. RippleNet's corridors are already moving real value for institutions, bypassing the legacy correspondent banking sludge. A $7 trillion tag suggests it won a much larger slice of the multi-quadrillion-dollar cross-border payment pie. The old guard should be nervous.
The Regulatory Gauntlet
No climb this high happens in a vacuum. It implies a world where regulatory clarity isn't a hope but a foundation. Global frameworks would need to evolve from hostile to hospitable, treating digital assets less like contraband and more like the capital they are. A tall order in a world where some regulators still confuse blockchain with a bicycle chain.
The Ripple Effect On Crypto
Such a valuation would be a tide lifting all boats, legitimizing utility over memes. It would force Wall Street's finest to look up from their spreadsheets—though they'd probably still call it 'the crypto thing' at their Hamptons parties. The cynical jab? This price target assumes the traditional finance dinosaurs finally figure out how to use a digital wallet before retirement.
So, is a $7 trillion Ripple pure fantasy or a distant beacon? In crypto, the line between the two is famously thin. One thing's clear: if that valuation ever materializes, the price of XRP won't be the only thing transformed forever.
Ripple Could Hit A $7 Trillion Valuation With An XRP Price Of $250
In an X post, Cunningham predicted that Ripple could hit a $7 trillion valuation if the xrp price were to rally to $250. Specifically, the pundit outlined a scenario where the company’s XRP position could account for $4.25 trillion of its valuation. He claimed that Ripple owned 17 billion XRP, which would amount to $4.25 trillion at $250 per XRP, the projected price.
Cunningham noted that this trillion-dollar valuation for Ripple, based on an XRP price surge to $250, would make the company 6.6x times more valuable than Visa and 8.6x times more valuable than Mastercard. $4.25 trillion also represents 3.6% of the world’s GDP, which stands at $117 trillion.
Based on an XRP price of $250, the pundit noted that the total XRP market value WOULD be $15 trillion. Ripple’s 17 billion XRP holdings represent 28% of the circulating supply. Meanwhile, Cunningham listed other factors that could drive the firm to a $7 trillion valuation, including the passage of the CLARITY Act.
Other Factors That Would Contribute To A $7 Trillion Valuation
In addition to the XRP price surge to $250 and the CLARITY Act, Cunningham listed the Treasury’s approval of Ripple’s business as another factor. The pundit explained that the Treasury approval would mean that XRP and XRP Ledger (XRPL) would get global regulatory clarity as a core infrastructure LAYER for the new monetary system.
He also outlined a scenario where RLUSD and XRP become the default U.S. dollar rails globally, which would also contribute to Ripple’s projected $7 trillion valuation. The pundit noted that RLUSD already has a $1 billion market cap with $95 billion in payment volume and is growing. Cunningham also indicated that the XRP price could easily rally to $250, as this scenario positions XRP for a global settlement role rather than just another crypto asset.
The pundit also gave a “conservative” equity value of $1.3 trillion to $2.7 trillion for the payment firm. He noted that markets could apply a 60% to 80% discount to the $4.25 valuation, given an XRP price surge to $250 due to the high concentration in a single asset.
Cunningham also alluded to the political risk, as if Ripple’s payment system becomes the default settlement rail, governments may want a say in their operations. He also outlined possible capital controls, windfall taxes, or forced restructurings as other factors that could reduce Ripple’s projected $7 trillion valuation.
