XRP’s Pivotal Shift: Whale Accumulation Dries Up as Retail Traders Bring Volatility – What’s Next?
XRP enters uncharted territory as institutional whales retreat and retail traders flood the market. The result? A volatility cocktail that could make or break the next price movement.
Whale wallets go quiet – retail volume spikes 300% in 72 hours. Analysts warn of 'kamikaze trading patterns' as inexperienced investors chase pumps.
The big question: Is this the healthy democratization of XRP trading, or just another case of 'smart money' letting retail bagholders take the heat? Only time will tell if this phase ends in breakout or breakdown.
Whales Front-Run the XRP ETF While Retail Rushes In After the News
According to a recent CryptoQuant report by analyst Woominkyu, the behavior of large investors around the XRP Spot ETF announcement reveals a familiar pattern in crypto markets — whales moved first, retail followed after. Futures data shows that in the days leading up to the ETF’s approval, there was a clear rise in whale-sized orders, indicating that major players had begun positioning early while XRP’s price remained compressed and liquidity was low.

However, once the ETF announcement went public, retail-sized orders surged, signaling that smaller traders entered the market after the news broke. This dynamic — whales buying early and retail piling in later — often creates a volatile and less predictable environment.
When sentiment-driven buying overlaps with previously informed capital flows, short-term corrections and erratic moves tend to follow.
The launch of the XRPC ETF accelerated this shift, bringing in new participants who had been waiting on the sidelines.
While this doesn’t necessarily mark the end of XRP’s move, it does highlight a transition phase, where the balance of power between institutional accumulation and retail speculation will determine the next direction. The coming weeks will test whether whales choose to hold or start taking profits.
Bulls Find Support at $2.30
The weekly XRP chart shows the asset consolidating NEAR $2.50, holding firm above its key support zone around $2.30 following the recent ETF-driven rally. The launch of the Spot ETF triggered sharp volatility, but the structure now suggests stabilization as the market digests this historic milestone.

From a technical perspective, the price remains in a mid-term bullish structure, with the 50-week moving average (blue line) acting as immediate dynamic support. Despite recent corrections from highs near $3.50, buyers have consistently stepped in at lower levels, signaling strong interest from institutional participants following the ETF approval.
A decisive weekly close above $2.70 could open the door for another leg higher toward $3.20–$3.50, where the next resistance cluster lies.
However, if the $2.30 zone fails to hold, the next significant area of demand sits around $1.90, aligning with the 100-week moving average (green line). Given current conditions, XRP appears to be entering a reaccumulation phase, with volatility compressing as traders wait for confirmation of the next move.
Featured image from ChatGPT, chart from TradingView.com