Ripple Secures Massive $500M Funding, Soars to $40B Valuation Milestone

Ripple just pulled off one of the biggest funding rounds in crypto history—and the market's taking notice.

The $500 Million Power Move

That's half a billion dollars flowing into Ripple's ecosystem, fueling expansion while traditional finance institutions scramble to keep up. The funding round represents one of the largest single injections of capital into blockchain infrastructure this year.

Viation Validation

Hitting that $40 billion valuation isn't just a number—it's a statement. Ripple's now standing shoulder-to-shoulder with some of the most established fintech giants, proving that blockchain solutions for cross-border payments aren't just theoretical anymore.

Meanwhile, Wall Street bankers are probably still trying to figure out how to pronounce 'XRP' while Ripple builds the actual financial infrastructure of tomorrow. The future of global payments just got a $500 million vote of confidence—and the old guard should be worried.

Ripple’s Strategic Expansion

Brad Garlinghouse, CEO of Ripple, emphasized that this investment underscores the company’s momentum and reinforces the market opportunities they are “aggressively” pursuing. He noted: 

We started in 2012 with one use case—payments—and have since expanded into custody, stablecoins, prime brokerage, and corporate treasury, leveraging digital assets like XRP. Today, Ripple stands as the partner for institutions looking to access crypto and blockchain.

Ripple also highlighted its rapid growth, having completed six acquisitions in just over two years, including two valued at over $1 billion. These strategic moves have allowed the company to expand its influence across payments, custody, and stablecoins while venturing into new markets.

RLUSD Surpasses $1 Billion Market Cap

This announcement follows Ripple’s recent launch of its digital asset spot prime brokerage services for the American market, which enables US-based institutional clients to conduct over-the-counter (OTC) spot transactions across various digital assets, including XRP and the firm’s stablecoin, RLUSD. Notably, RLUSD achieved a market cap exceeding $1 billion in under a year since its launch.

Additionally, Ripple has completed the acquisition of Hidden Road, now rebranded as Ripple Prime, where RLUSD is already being utilized as collateral. 

Since the acquisition was announced, client collateral has doubled, and the average daily transaction volume has soared to more than 60 million, effectively tripling the business’s size. 

At the time of writing, XRP’s valuation increased following the announcement. It is currently trading at $2.27, which is a 4% surge within the last 24 hours. However, the altcoin has lost nearly 14% over the past week due to uncertainty and volatility affecting crypto prices. 

Featured image from DALL-E, chart from TradingView.com