WisdomTree Shatters Barriers: Tokenized Fund Hits Ethereum & Stellar with Just $25 Minimum

Traditional finance gatekeepers just got a blockchain-powered bypass.

WisdomTree's new tokenized fund deployment on Ethereum and Stellar networks lets investors dive into digital assets for pocket change—$25 gets you in the door where traditional funds demand thousands.

Democratization or disruption? Both chains now host this institutional-grade product, marking another step toward the inevitable merger of TradFi and DeFi.

Because nothing says 'financial innovation' like recreating mutual funds on-chain—but hey, at least the bankers get to keep their fees.

WisdomTree Expands Access to Private Credit

WisdomTree, a global asset manager, launched its Private Credit and Alternative Income Digital Fund (CRDT) on Friday, making private credit investments more accessible. The new fund, which tracks the Gapstow Liquid Alternative Credit Index (GLACI), operates on the ethereum and Stellar blockchains.

It targets retail and institutional investors, with a minimum investment of just $25. WisdomTree offers the fund via its WisdomTree Prime and WisdomTree Connect platforms.

Private credit has grown into a $1 trillion asset class as companies increasingly rely on nonbank financing. Yet it has traditionally been challenging to access. Significant minimum commitments, strict accreditation requirements, and long lock-up periods limited liquidity, effectively reserving the market for institutions and ultra-wealthy individuals. But, CRDT lowers this threshold significantly by introducing tokenization and daily liquidity, opening the market to a broader range of investors.

Global Chief Investment Officer Jeremy Schwartz at WisdomTree commented on the development.

“Private credit has become one of the most talked-about opportunities in today’s market. For four years, we’ve been proud to make this space more accessible to the individual investor through our ETF, and now CRDT is able to deliver yield potential in a modern, tokenized fund.”

Tokenized Credit Market Surges Past $30B

WisdomTree is expanding its suite of tokenized products to attract digital-first investors who want access to alternative assets. Will Peck, Head of Digital Assets at WisdomTree, said CRDT provides “access to one of the most coveted asset classes – alternatives – directly on-chain.” He emphasized that the initiative helps investors diversify with institutional-grade assets in a compliant digital environment.

According to RWA.xyz, the tokenized private credit market has reached a cumulative loan value of $30.58 billion, with $16.72 billion currently active. Average annual percentage rates (APR) stand at 9.74%, highlighting the sector’s appeal to investors seeking yield in a high-rate environment.

Private credit is increasingly migrating to on-chain. Protocols like Figure dominate the landscape, accounting for most outstanding loans, while newer entrants such as Credix and Goldfinch are also expanding. The number of originated loans has climbed to 2,598, signaling growing adoption of blockchain-based financing.

The data shows accelerated growth since early 2023, with outstanding loans nearly doubling over the past 18 months. This momentum reflects broader demand for tokenized real-world assets.

Still, these funds remain subject to traditional financial risks, including exposure to closed-end funds, business development companies, and REITs. Investors should also note blockchain-related risks such as cybersecurity threats, network congestion, and regulatory changes that may impact tokenized assets.