Ripple (XRP) Struggles for Relevance as MUTM at $0.035 Emerges as the Top Crypto to Buy in November 2025
- Why Is XRP Facing Such Severe Market Pressure?
- What Makes MUTM's Presale Performance So Remarkable?
- How Do MUTM's mtTokens Create Compound Rewards?
- What's Special About MUTM's Daily Leaderboard System?
- How Do the Two Projects Compare for November 2025 Investors?
- Frequently Asked Questions
The cryptocurrency market is undergoing a dramatic shift, with Ripple's XRP facing intense pressure while newcomer Mutuum Finance (MUTM) surges in its presale phase. As of November 2025, XRP has seen a 14% weekly decline, struggling to maintain its $2.25 support level, while MUTM's innovative DeFi approach and rewarding tokenomics have attracted over 17,800 investors who've contributed $18.5 million in funding. This contrast highlights the changing dynamics of the altcoin market, where established projects face challenges and emerging platforms with tangible utility gain traction.
Why Is XRP Facing Such Severe Market Pressure?
According to Santiment data analyzed by the BTCC research team, large XRP holders (those with 100 million to 1 billion tokens) have dumped 900,000 XRP in just five days. This sell-off coincides with Ripple's release of 1 billion XRP from escrow (in 200M, 300M, and 500M tranches worth $2.4 billion total), creating fears of oversupply despite this being standard practice. The token's technical indicators paint a concerning picture - the death cross formation and oversold RSI suggest the $2 support level might not hold, potentially pushing prices toward $1.77 as Bitcoin's dominance above 60% continues draining liquidity from altcoins.

Source: Cryptopolitan
What Makes MUTM's Presale Performance So Remarkable?
Mutuum Finance's ongoing presale has become the talk of crypto circles, with Phase 6 nearly sold out at $0.035 per token - a 250% increase from its initial $0.01 offering. The project has raised $18.48 million from 17,800+ investors, with Phase 7 expected to increase prices by 20% to $0.04. Early participants who bought at $0.06 are already looking at 380% returns, creating FOMO among latecomers. Unlike typical meme coins, MUTM combines DeFi functionality with gamified elements through its innovative mtTokens system.
How Do MUTM's mtTokens Create Compound Rewards?
The mtTokens represent shares in Mutuum's communal fund and can be exchanged later for assets with additional gains. These reward-bearing tokens transform idle funds into productive assets without locking periods. Holders benefit from organic growth as mtTokens reflect protocol vitality, reportedly outperforming static holdings like XRP during high-frequency trading periods. This mechanism particularly appeals to long-term investors seeking sustainable yield in volatile markets.

Source: Cryptopolitan
What's Special About MUTM's Daily Leaderboard System?
Mutuum adds a competitive twist with its daily dashboard ranking that rewards top 50 depositors - the daily leader receives $500 in MUTM (unless they transact before UTC midnight reset). This gamification creates constant engagement, turning routine investing into a more dynamic experience. While XRP stagnates, MUTM's combination of financial incentives and community-building features makes it stand out in the current market.
How Do the Two Projects Compare for November 2025 Investors?
XRP currently reflects the struggles of established altcoins in Bitcoin's shadow, while MUTM represents the new wave of DeFi projects combining financial mechanics with community engagement. With XRP's price action looking bearish and MUTM's presale phases selling out consecutively, retail investors appear to be voting with their wallets. However, as always in crypto, past performance doesn't guarantee future results.
This article does not constitute investment advice.
Frequently Asked Questions
Why is XRP price dropping in November 2025?
XRP faces selling pressure from large holders liquidating positions and concerns about increased supply from escrow releases, compounded by overall altcoin weakness against Bitcoin's dominance.
What makes MUTM different from other presale tokens?
MUTM combines DeFi utility with gamified elements like mtTokens and leaderboard rewards, creating multiple engagement layers beyond simple price speculation.
How can I participate in MUTM's presale?
Visit Mutuum Finance's official website at https://mutuum.com/ for presale participation details, but always conduct thorough research before investing.