How do credit card companies determine credit limits?
I want to know how credit card companies set credit limits for their customers. What are the factors they consider when determining these limits?
What is the main source of information credit card companies use to decide whether to issue you a credit card?
I want to know the primary source of information that credit card companies rely on to determine whether or not to issue a credit card to an applicant.
How do credit card companies determine minimum payments?
I'm curious about how credit card companies calculate the minimum payment that's due each month. What factors do they consider when deciding on this amount?
How do credit card companies determine interest?
I want to know how credit card companies calculate the interest on their cards. What factors do they consider? Is it based on my credit score, payment history, or some other criteria?
Which items do credit card and lending companies use to determine whether to lend money or not?
I want to know which specific items or factors credit card and lending companies consider when they are deciding whether to lend money to a person or not.