Can I cancel a pending transaction and get my money back?

Alternatively, ask the merchant to cancel the sale entirely. This will ensure that the pending transaction is removed from your credit card statement and no funds are deducted from your account.

The timing of your contact with the merchant is crucial. The sooner you reach out, the more likely it is that the pending transaction can be successfully canceled. Waiting too long may result in the transaction being processed and funds being deducted from your account.

To cancel a pending credit card transaction, the first step is to reach out to the merchant directly. This can be done by calling the store or using their customer service line.

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When speaking with the merchant, request that they reverse the charge associated with the pending transaction. Clearly communicate your intention to cancel the sale and ensure that they understand the confirmed amount that needs to be released.