Can hackers intercept OTP?

Can hackers really intercept One-Time Passwords (OTPs) that are commonly used for added security in financial transactions and cryptocurrency exchanges? With the increasing sophistication of cyber attacks, it's a valid concern for many users. OTPs are designed to provide an extra layer of protection by generating a unique, one-time code that expires quickly. But are they truly invulnerable to hackers? Could they potentially be intercepted through phishing scams, malware infections, or even more advanced techniques like man-in-the-middle attacks? Understanding the risks and limitations of OTPs is crucial for staying SAFE in the digital age.