Is CoinZoom a bank?

I understand that CoinZoom is a cryptocurrency platform, but I'm curious to know if it can be considered a bank in any way. Are there any similarities between the services offered by CoinZoom and traditional banks? Do they hold deposits, offer loans, or provide any other financial services that are typically associated with banks? Additionally, are there any regulatory considerations or differences that distinguish CoinZoom from a bank? I'd appreciate any clarification on this matter.