What is the business model of Payfazz?

Could you please elaborate on the business model of Payfazz? Specifically, how does it generate revenue? Does it charge transaction fees to merchants or users? Are there any subscription fees or additional charges involved? What are the key value propositions that make Payfazz stand out in the crowded fintech space? Understanding these aspects would help us gain a better insight into the company's operations and its potential for growth in the future.