How do I avoid Amex charges?

If you're looking to avoid American Express (Amex) charges, it's important to understand a few key factors. First, let's explore some of the common fees associated with Amex cards. Are you referring to annual fees, foreign transaction fees, cash advance fees, or other charges? Each of these can impact your bottom line in different ways. For annual fees, consider choosing an Amex card that offers rewards or benefits that outweigh the cost. Alternatively, look into no-annual-fee options that still provide valuable perks. When it comes to foreign transaction fees, some Amex cards charge a percentage of each transaction made outside the United States. If you frequently travel or make international purchases, opt for a card that doesn't impose these fees. Cash advances can also be costly, with both interest and fees charged from the moment you withdraw funds. Avoid using your Amex card for cash advances unless absolutely necessary. To further minimize charges, make sure you understand your card's interest rates and pay your balance in full each month to avoid incurring finance charges. Additionally, take advantage of any rewards programs or sign-up bonuses that can help offset the cost of your card. Now, can you provide more context about which specific Amex charges you're hoping to avoid? This will help me tailor my advice more effectively.