Is Plaid a money transmitter?

Could you please clarify for me if Plaid should be considered a money transmitter? I've heard conflicting opinions on the matter, and I'm curious to know the official stance. Given the nature of their services, which involve connecting users' bank accounts to various financial applications, it's not immediately clear whether they fall under the same regulatory framework as traditional money transmitters. Could you elaborate on this point and help me understand the legal implications, if any?