Excuse me, I've been wondering about something related to finances and credit scores. I've heard people talking about how certain actions can affect their creditworthiness, and I'm curious if a simple step, like walking or climbing stairs, can actually hurt one's credit score. I understand that credit scores are determined by factors such as payment history, credit utilization, and credit mix, but could physical movements like stepping somehow negatively impact this financial metric? Could you please clarify this for me?