What is the point of Tarot?

So, I'm curious, what's the purpose of Tarot cards? Are they just for fortune-telling and predicting the future, or is there more to it? I've heard that Tarot can offer insights into one's life, emotions, and decision-making processes. But how does it actually work? Do you have to be a psychic or have special abilities to use Tarot cards effectively? And are there any risks or potential downsides to using Tarot? I'd love to hear your thoughts on this topic.