Excuse me, could you please clarify the question about Prosper's credit offerings? Are you asking about the credit limits Prosper offers to borrowers or the credit score requirements for loan approval?
If you're inquiring about credit limits, Prosper sets individual credit limits for borrowers based on factors such as credit history, income, and debt-to-income ratio. There isn't a standard credit limit across all borrowers, as each case is evaluated individually.
On the other hand, if you're asking about the credit score requirements, Prosper considers borrowers with credit scores ranging from 640 to 850. However, having a higher credit score can increase your chances of loan approval and potentially result in more favorable loan terms.
Could you please specify which aspect of Prosper's credit offerings you're interested in, so I can provide a more accurate answer?