Is Prosper loan legit?

Could you tell me if Prosper loans are considered legitimate in the financial industry? I've heard mixed reviews and I'm wondering if they're a SAFE and reliable option for borrowers. What kind of reputation does Prosper have, and how do they compare to other peer-to-peer lending platforms? I'd also like to know if there are any potential risks or drawbacks I should be aware of before applying for a loan through Prosper.