Can you explain to me in simple terms how I can make payments using BingX? I've heard that it's a popular platform for cryptocurrency transactions, but I'm not sure about the exact process. Do I need to create an account first? And how do I fund my account to make payments? Is there a specific process I need to follow when initiating a payment? I'm also curious about the fees and security measures in place when using BingX for payments. Can you provide me with an overview of these aspects as well?