What year will a black hole hit Earth?

Excuse me, but I must inquire about the validity of the statement regarding a black hole hitting Earth. Could you please clarify if this is a hypothetical scenario or a prediction based on scientific data? As an expert in cryptocurrency and finance, I am not familiar with the intricate workings of astronomy and astrophysics, but I'm intrigued by the idea. If it's a legitimate concern, could you elaborate on the scientific basis for such a prediction? Alternatively, if it's purely speculative, I'd be interested in hearing your thought process behind the question.