What are Gate.io interest rates?

Could you please provide me with a detailed breakdown of the current interest rates offered by Gate.io? I'm particularly interested in understanding the varying rates for different cryptocurrencies and the conditions under which these rates are applicable. Additionally, I'd like to know if there are any promotional or loyalty programs that can further enhance the earning potential of holding funds on the platform. It would be great if you could also highlight any potential risks or limitations associated with these interest rates.