Why is TD Bank charging me a maintenance fee?

I'm curious, could you elaborate on why TD Bank is imposing a maintenance fee on your account? Are there any specific conditions or actions on your part that have triggered this charge? Have you recently made any changes to your account, such as a reduction in your balance or a lack of regular transactions? Is there a way to avoid or reduce this fee in the future? I'm interested in understanding the rationale behind this fee and exploring potential solutions to minimize its impact on your finances.