Would it be better for you to choose to receive $100,000 today or $100,000 one year from today?

Could you please elaborate on the decision-making process one might undertake when faced with the choice of receiving $100,000 today versus receiving the same amount one year from now? How might the value of money, potential investments, and the concept of time preference influence one's decision? Additionally, what role does personal financial stability and long-term goals play in making such a choice?