Is Tomo a Visa or MasterCard?

Could you please clarify if Tomo is a type of Visa or MasterCard? It's not immediately clear from the information provided if Tomo is a specific card brand, a payment solution, or something else entirely. Could you elaborate on what Tomo is and how it relates to the traditional payment card networks like Visa and MasterCard? It would be helpful to understand the context and nature of Tomo before answering the question definitively.