Do you need money to create an NFT?

I'm curious, do you actually require financial resources to create an NFT? I've heard that NFTs, or Non-Fungible Tokens, are digital assets that can represent anything from art to collectibles. But I'm unsure if the process of minting or creating an NFT necessitates having money upfront. Could you clarify the financial aspect of creating an NFT? Is there a cost associated with the creation process, or can it be done without any initial investment? I'm eager to learn more about the practicalities of entering the world of NFTs.