Is Web 3.0 good or bad?

As someone who's deeply invested in the world of cryptocurrency and finance, I often find myself pondering the implications of Web 3.0. So, I have to ask - is Web 3.0 a positive development, or does it pose potential risks? Will it usher in a new era of decentralization and user empowerment, or will it lead to unintended consequences that we're not yet aware of? As we delve deeper into this topic, let's examine the potential benefits and drawbacks of Web 3.0, and try to understand the full scope of its impact on the cryptocurrency and finance industries.