Is credit a form of debt?

I'm curious, could you clarify for me if credit is indeed a form of debt? In the financial realm, I understand that credit allows individuals or businesses to borrow funds with the promise of repayment in the future. However, I'm seeking a definitive answer to whether this borrowing mechanism inherently constitutes a debt obligation. Could you elaborate on the relationship between credit and debt, and perhaps provide an example to further illustrate your explanation?