Is my money safe with a fintech?

I'm considering investing my hard-earned money with a fintech company, but I'm a bit hesitant. I've heard mixed reviews about the safety of funds with these types of firms. Can you help me understand if my money would be SAFE with a fintech? What kind of security measures do they typically have in place to protect investors' funds? Are there any specific red flags I should be aware of when evaluating a fintech's safety? And how can I make sure that my investment is secure and won't be lost due to fraud or mismanagement?