What is the future of money for XRP?

As an avid follower of the cryptocurrency landscape, I'm intrigued by the potential of XRP and its role in shaping the future of money. Could you please elaborate on the various factors that could influence the trajectory of XRP, including its adoption rate, regulatory framework, and technological advancements? Furthermore, how do experts in the field perceive the long-term viability of XRP as a viable alternative to traditional fiat currencies, and what unique features set it apart from other cryptocurrencies in this regard?