How can I get a DeFi loan?

I'm interested in obtaining a DeFi loan but I'm not sure where to start. Could you please explain the process of getting a DeFi loan and what steps I need to take to secure one? I'd like to understand the requirements, any potential risks involved, and how to choose a reputable DeFi lending platform. Additionally, I'm curious about the interest rates and repayment terms that are typically offered with DeFi loans. Could you provide some insight into these aspects as well?